Toyota Innova Gas vs Diesel Debate: Lower Maintenance and Total Cost of Ownership?

Just to add a semblance of order to a never ending debate to get a Toyota Innova Diesel vs Gas (can be Mitsubishi Montero gas vs diesel thread or Nissan, Hyundai, Kia or other car brands) Toyota Innova 2.8 E Diesel AT Diesel ₱1,320,000 Toyota Innova 2.0 E Gas AT Gasoline ₱1,248,000 there is a PhP72,000.00 difference between the gas and diesel versions of Toyota Innova with automatic transmission Acquisition cost: P72,000.00 Diesel Comprehensive insurance: a difference of less than P1000/year Gas Fuel consumption at 1000 km/month: P40,000/year, PhP200,000 in 5 years Diesel Gas Lower acquisition cost Lower insurance Diesel: lower fuel cost (about PhP10/L difference here in the Philippines better fuel consumption more powerful/torque miscellaneous: just about even Tires brake pads brake shoes shock absorber (common issue, usually replaced during warranty period) change oil: 6.5L engine oil for old generation innova diesel, 7.5 liters for new innova diesel for PMS (periodic maintenance schedule) Gas/Petrol variant only: spark plugs: needs to be replaced every 10,000 kilometers Diesel variant only: Exhaust gas recirculation (EGR) needs to be cleaned about every 80,000 kilometers turbo common issues: shock absorbers alternator pulley (for the all new innova/kijang) Sample computation of fuel costs over 5 years (total cost of ownership (TCO)): average fuel consumption, city driving: diesel: 8km/L at PhP40/L gas: 6km/L at PhP50/L diesel cost per month: 1000 km / 8km/L x P40/L = P5000/month gas cost per month: 1000 km / 6km/L x P50/L = P8333/month PhP3333/month, PhP40000/year P40,000/year fuel savings of diesel over gas TCO of 5 years P200,000 at 1000km/month P400,000 in 5 years kung 20,000km/month at my current usage of 1000 kms/month, it would've saved me PhP300,000+ in a span of 5 years in my diesel compared to the gas variant. I wouldn't worry about busted turbo as it's not a common issue. I'd rather take the savings and invest it somewhere rather than buy a gas variant because it has no turbo

Toyota Innova Parts Price in Banawe

I've been going back and forth to to Banawe lately to buy parts for my Toyota Innova herewith are the prices of my recent purchases Toyota Automatic Transmission Fluid (ATF) P500.00/Liter, P1200.00/gallon Toyota innova air filter P350.00 timing belt (d4D) P1850.00 drive belt P1850 gas filter P1400.00 fuel filter P350.00 window trim/weather strip P450.00 long life coolant P350/L (8L coolant needed for toyota innova) shock absorber front P2200 shock absorber back P1200 alternator pulley P2800 oxygen sensor transmission strainer rack and pinion CV joint brake pads P950 (bendix) rotor disks (P1500 replacement) repairs can be had from some trusted talyer/car shops in the area some of these can be used for toyota vios, wigo, fortuner, alphard, avanza, rush, hilux updated as of August 2019

Possible Cause of BPI "Data Processing" Fiasco on Double Posting: Hacking or Human Error

I used to work in the banking industry, not in BPI, and I have extensive knowledge of how banks process transactions and how to secure their systems All banks have online servers and backend processes that process "end of day" transactions, usually called batch processing I can only think of two scenarios and hacking/security breach is not one of them 1. Operator error: batch processing file was processed two or more times that resulted in the double posting of transactions 2. Test transactions done on production server that resulted in the double posting some of my friends complained about money lost while one reported her account now has billions don't worry folks, you'll get your money back if you noticed added funds, don't withdraw it as for me, I don't have much money in my 19 year old BPI account but I have sizeable amount in bank loan from them :) lastly, only someone from IT or BPI ATM Center operations knows the real issue and I doubt if it will be released to the public even if BSP comes in definitely, heads will roll in the fiasco, some already updating resumes and job vacancies to be posted soon

LTO Drivers License Renewal Five Year Validity: Fees, Rates, Card,

The new LTO Drivers License Fee for new applications and renewal with five year card validity from Land Transportation Office (LTO) Administrative Order 2016-034, released on September 13, 2016 Drivers License Fees: New License Application Fee: P100.00 Computer Fee: P 67.63 License Fee P585.00 Computer Fee P 67.63 Renewal License Fee P585.00 Computer Fee P 67.63 By the way, just in case plastic card is not available during renewal, the old license card will remain with the licensee and will be valid until the issuance of the new card